{"id":45547,"date":"2025-07-23T13:04:08","date_gmt":"2025-07-23T11:04:08","guid":{"rendered":"https:\/\/consumidors.org\/insurance\/"},"modified":"2025-10-16T10:57:44","modified_gmt":"2025-10-16T08:57:44","slug":"insurance","status":"publish","type":"page","link":"https:\/\/consumidors.org\/en\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(30,30,30,0.01) 0%|rgba(0,0,0,0.17) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/ASEGURANZAS.png&#8221; custom_padding=&#8221;195px||228px|||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_heading title=&#8221;INSURANCE&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5d74c229-49c6-4a5d-82f1-138a9580b0d1&#8243; title_text_align=&#8221;left&#8221; title_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; custom_css_main_element=&#8221;align-items:center;&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_heading title=&#8221;Common problems with insurance&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;cf1ab802-d15a-4c6d-8297-9a7cd222f501&#8243; title_text_color=&#8221;gcid-9fdfe294-7457-43ae-a094-acb99671e34b&#8221; custom_margin=&#8221;||13px|||&#8221; global_colors_info=&#8221;{%22gcid-9fdfe294-7457-43ae-a094-acb99671e34b%22:%91%22title_text_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;c8c1ce2f-b5cd-4e21-a3fa-c87565f31b46&#8243; text_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{%22gcid-1f1b4e15-7cc6-4e13-8154-74d77a956460%22:%91%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p><strong data-start=\"33\" data-end=\"233\">On many occasions, insurance brings us more problems than solutions, and it is often difficult to know how to deal with these situations in the face of a breach by these companies.<\/strong> When we take out insurance, we are trusting that the company will fulfill its obligations in the event of an incident, but this is not always the case. The Consumers Union of Catalonia (UCC) wants to accompany you in defending your rights and help you understand the steps you can take to ensure that your claims are heard and resolved. <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/pujada-preus.png&#8221; title_text=&#8221;price increase&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; custom_css_main_element=&#8221;align-items:center;&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/ordenador.png&#8221; title_text=&#8221;computer&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|15px|15px|15px|15px&#8221; global_colors_info=&#8221;{}&#8221; custom_margin__hover_enabled=&#8221;off|desktop&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_heading title=&#8221;Share price updates&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;cf1ab802-d15a-4c6d-8297-9a7cd222f501&#8243; title_text_color=&#8221;gcid-9fdfe294-7457-43ae-a094-acb99671e34b&#8221; custom_margin=&#8221;||13px|||&#8221; global_colors_info=&#8221;{%22gcid-9fdfe294-7457-43ae-a094-acb99671e34b%22:%91%22title_text_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;c8c1ce2f-b5cd-4e21-a3fa-c87565f31b46&#8243; text_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{%22gcid-1f1b4e15-7cc6-4e13-8154-74d77a956460%22:%91%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p><span>It will not always be a breach, but every time our insurance company wants to raise the price of the fee, it must notify us in writing two months in advance.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_heading title=&#8221;Very long procedures&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;cf1ab802-d15a-4c6d-8297-9a7cd222f501&#8243; title_text_color=&#8221;gcid-9fdfe294-7457-43ae-a094-acb99671e34b&#8221; custom_margin=&#8221;||13px|||&#8221; global_colors_info=&#8221;{%22gcid-9fdfe294-7457-43ae-a094-acb99671e34b%22:%91%22title_text_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;c8c1ce2f-b5cd-4e21-a3fa-c87565f31b46&#8243; text_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{%22gcid-1f1b4e15-7cc6-4e13-8154-74d77a956460%22:%91%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p><span>Sometimes when we have a problem and want to file a complaint they tell us that they are opening an incident and we never hear from them again. Our recommendation is that it be done in writing to know what was claimed and when. From here you should know that they will have to respond to you within a month of the complaint being filed.  <\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||||false|false&#8221; custom_css_main_element=&#8221;align-items:center;&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_heading title=&#8221;Unfair denials&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;cf1ab802-d15a-4c6d-8297-9a7cd222f501&#8243; title_text_color=&#8221;gcid-9fdfe294-7457-43ae-a094-acb99671e34b&#8221; custom_margin=&#8221;||13px|||&#8221; global_colors_info=&#8221;{%22gcid-9fdfe294-7457-43ae-a094-acb99671e34b%22:%91%22title_text_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;c8c1ce2f-b5cd-4e21-a3fa-c87565f31b46&#8243; text_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{%22gcid-1f1b4e15-7cc6-4e13-8154-74d77a956460%22:%91%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p><span>Not all denials of compensation made by the company will be unfair, but we must bear in mind that they may be. To be able to verify this we will have to review our policy and the reason they have given us to know if this condition was foreseen in the policy. <\/span><\/p>\n<p>[\/et_pb_text][et_pb_heading title=&#8221;Helplessness as a consumer&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;cf1ab802-d15a-4c6d-8297-9a7cd222f501&#8243; title_text_color=&#8221;gcid-9fdfe294-7457-43ae-a094-acb99671e34b&#8221; custom_margin=&#8221;||13px|||&#8221; global_colors_info=&#8221;{%22gcid-9fdfe294-7457-43ae-a094-acb99671e34b%22:%91%22title_text_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;c8c1ce2f-b5cd-4e21-a3fa-c87565f31b46&#8243; text_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{%22gcid-1f1b4e15-7cc6-4e13-8154-74d77a956460%22:%91%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p><span>There are times when we firmly believe that we are right, but when the company denies it we feel helpless. You should know that all insurance companies have a body generally known as \u201cthe insured\u2019s advocate\u201d. This body will be responsible for processing our claims in order to provide the appropriate response to each case.  <\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/defensa.png&#8221; title_text=&#8221;defense&lt;br&gt;<br \/>\n  &lt;br&gt;<br \/>\n&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#2e296b&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; border_radii=&#8221;on|15px|15px|15px|15px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Inter||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;16px&#8221; link_text_color=&#8221;#df9804&#8243; custom_margin=&#8221;|50px||50px|false|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: center;\">If you believe that your rights as a consumer may be in danger, you have suffered any of these practices or any other abusive treatment, the Consumers&#8217; Union of Catalonia &#8211; UCC can help you. <a href=\"https:\/\/consumidors.org\/en\/contact\/\"><strong>Do not hesitate to contact us to resolve any queries!<\/strong><\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_heading title=&#8221;Our services&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;cf1ab802-d15a-4c6d-8297-9a7cd222f501&#8243; title_text_align=&#8221;center&#8221; title_text_color=&#8221;gcid-9fdfe294-7457-43ae-a094-acb99671e34b&#8221; custom_margin=&#8221;||13px|||&#8221; global_colors_info=&#8221;{%22gcid-9fdfe294-7457-43ae-a094-acb99671e34b%22:%91%22title_text_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;align-items:center;&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;Food&#8221; url=&#8221;https:\/\/consumidors.org\/en\/food\/&#8221; image=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/food.png&#8221; image_icon_width=&#8221;50%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Urbanist||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#2d2a6a&#8221; header_font_size=&#8221;25px&#8221; body_font=&#8221;Inter||||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: center;\"><span>Correct labeling, optimal conditions<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;Insurance&#8221; url=&#8221;https:\/\/consumidors.org\/en\/insurance\/&#8221; image=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/note-book.png&#8221; image_icon_width=&#8221;50%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Urbanist||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#2d2a6a&#8221; header_font_size=&#8221;25px&#8221; body_font=&#8221;Inter||||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: center;\"><span>Non-compliance, quotas, unfair denials&#8230;<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;Purchases and Services&#8221; url=&#8221;https:\/\/consumidors.org\/compres-i-serveis\/&#8221; image=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/cart.png&#8221; image_icon_width=&#8221;50%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Urbanist||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#2d2a6a&#8221; header_font_size=&#8221;25px&#8221; body_font=&#8221;Inter||||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: center;\"><span>Online commerce, Guarantees, Unknown companies\u2026<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;Right to a Second Chance&#8221; url=&#8221;https:\/\/consumidors.org\/dret-a-la-segona-oportunitat\/&#8221; image=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/court-house.png&#8221; image_icon_width=&#8221;55%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Urbanist||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#2d2a6a&#8221; header_font_size=&#8221;25px&#8221; body_font=&#8221;Inter||||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: center;\"><span>Necessary requirements\u2026<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;Appliances&#8221; url=&#8221;https:\/\/consumidors.org\/electrodomestics\/&#8221; image=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/outlet.png&#8221; image_icon_width=&#8221;50%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Urbanist||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#2d2a6a&#8221; header_font_size=&#8221;25px&#8221; body_font=&#8221;Inter||||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: center;\"><span>Defective products, Warranties\u2026<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;Housing&#8221; url=&#8221;https:\/\/consumidors.org\/habitatge\/&#8221; image=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/home.png&#8221; image_icon_width=&#8221;50%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Urbanist||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#2d2a6a&#8221; header_font_size=&#8221;25px&#8221; body_font=&#8221;Inter||||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: center;\">Sale, Rental, Insurance\u2026<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;Banking and Financial Services&#8221; url=&#8221;https:\/\/consumidors.org\/serveis-bancaris-i-financers\/&#8221; image=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/money.png&#8221; image_icon_width=&#8221;50%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Urbanist||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#2d2a6a&#8221; header_font_size=&#8221;25px&#8221; body_font=&#8221;Inter||||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: center;\"><span>Clauses, Cards\u2026<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;Domestic services&#8221; url=&#8221;https:\/\/consumidors.org\/serveis-domestics\/&#8221; image=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/lamp.png&#8221; image_icon_width=&#8221;50%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Urbanist||||||||&#8221; header_text_align=&#8221;center&#8221; 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image_icon_width=&#8221;50%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Urbanist||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#2d2a6a&#8221; header_font_size=&#8221;25px&#8221; body_font=&#8221;Inter||||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: center;\">Flights, Accommodation, Travel Agencies<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;Telephony and Internet&#8221; url=&#8221;https:\/\/consumidors.org\/telefonia-i-internet\/&#8221; image=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/message.png&#8221; image_icon_width=&#8221;50%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Urbanist||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#2d2a6a&#8221; header_font_size=&#8221;25px&#8221; body_font=&#8221;Inter||||||||&#8221; body_text_color=&#8221;#000000&#8243; body_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: center;\"><span>Clauses, Invoices, Permanence<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;Vehicles&#8221; url=&#8221;https:\/\/consumidors.org\/vehicles\/&#8221; image=&#8221;https:\/\/consumidors.org\/wp-content\/uploads\/2025\/07\/car.png&#8221; image_icon_width=&#8221;50%&#8221; _builder_version=&#8221;4.27.4&#8243; 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_module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_heading title=&#8221;Contact&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;d08e3886-4a3d-4e03-bae0-8ad9db9a66cf&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;gcid-b05b3f76-2458-43f0-bc86-5980742c5742&#8243; global_colors_info=&#8221;{%22gcid-b05b3f76-2458-43f0-bc86-5980742c5742%22:%91%22title_text_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;Join our community, contact us and tell us how we can help you.&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;cf1ab802-d15a-4c6d-8297-9a7cd222f501&#8243; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||13px|||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][et_pb_button button_url=&#8221;https:\/\/consumidors.org\/en\/contact\/&#8221; button_text=&#8221;Contact and join&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e2483520-715d-4068-8fac-fdfb89fb059b&#8221; button_text_size=&#8221;12px&#8221; button_text_color=&#8221;gcid-9fdfe294-7457-43ae-a094-acb99671e34b&#8221; button_bg_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;12px|50px|12px|40px|true|false&#8221; global_colors_info=&#8221;{%22gcid-9fdfe294-7457-43ae-a094-acb99671e34b%22:%91%22button_text_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>On many occasions, insurance brings us more problems than solutions, and it is often difficult to know how to deal with these situations in the face of a breach by these companies. When we take out insurance, we are trusting that the company will fulfill its obligations in the event of an incident, but this [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-45547","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Insurance - Uni\u00f3 Consumidors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/consumidors.org\/en\/insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance - Uni\u00f3 Consumidors\" \/>\n<meta property=\"og:description\" content=\"On many occasions, insurance brings us more problems than solutions, and it is often difficult to know how to deal with these situations in the face of a breach by these companies. 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